Tenant Screening Score Calculator
Generate a composite tenant screening score from credit, income, employment, and rental history.
Financial Disclaimer
This calculator is for educational purposes only and does not constitute financial advice. Results are estimates based on the inputs provided. Consult a qualified financial advisor before making investment or financial planning decisions.
Inputs
Results
Total Score
77 / 100
Risk Level (1=Low, 4=High)
2
How to Use This Calculator
- Enter applicant's Credit Score (from tenant screening report).
- Set Monthly Income and the Monthly Rent for the unit.
- Enter Years at Current Job and number of Prior Evictions from background check.
- Set Positive References — landlord or personal references that verified.
- Review Total Score (out of 100) and Risk Level (1=Low to 4=High).
- Check Income-to-Rent Ratio — most landlords require 3x rent in monthly income as a baseline.
How the result changes with Credit Score
| Credit Score | Total Score | Risk Level (1=Low, 4=High) |
|---|---|---|
| 355 | 62 / 100 | 2 |
| 493 | 62 / 100 | 2 |
| 658 | 77 / 100 | 2 |
| 795 | 87 / 100 | 1 |
What each input means
- Credit Score
- Applicant's FICO credit score.
- Monthly Income
- Gross monthly income (all verifiable sources).
- Monthly Rent
- Monthly rent for the unit being applied for.
- Years at Current Job
- Years of continuous employment at current employer.
- Prior Evictions
- Number of prior evictions on record.
- Positive References
- Number of positive landlord or personal references (max 2 counted).
How this is calculated
Worked example, using the default values
- Identify Input Parameters4 parametersCredit Score = 680, Monthly Income = 4500, Monthly Rent = 1400, Years at Current Job = 3 = 6 input(s) provided
- Calculate Total ScoreTotal Score77 = 77
- Calculate Risk LevelRisk Level2 = 2
- Calculate Income-to-Rent RatioIncome-to-Rent Ratio3.21 = 3.21
- Calculate Credit Score PointsCredit Score Points20 = 20
Engine last updated . Checked against 2 independently-derived tests — how we verify calculators.
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