Fleet Insurance Cost Calculator
Estimate per-vehicle insurance cost with fleet size discounts.
Inputs
Results
Total Annual Premium
$19,600.00
≈ 10 gaming PCs
Per Vehicle Annual
$784.00
≈ 9 nice dinners out
How to Use This Calculator
- Enter Fleet Size (number of vehicles) and the Average Vehicle Value.
- Select Vehicle Type (sedan, SUV, van, or truck) and Coverage Type (liability, liability + collision, or full).
- Set Average Driver Age and number of At-Fault Accidents in the last 3 years.
- Enter Annual Miles per Vehicle and select your Deductible amount.
- Review Total Annual Premium, Per Vehicle Annual cost, and Monthly Fleet Cost.
How the result changes with Avg Vehicle Value
| Avg Vehicle Value | Total Annual Premium | Per Vehicle Annual |
|---|---|---|
| $24,000.00 | $11,750.00 | $470.00 |
| $59,000.00 | $28,925.00 | $1,157.00 |
| $101,000.00 | $49,500.00 | $1,980.00 |
| $136,000.00 | $66,650.00 | $2,666.00 |
What each input means
- Fleet Size
- Total number of vehicles in the fleet.
- Avg Vehicle Value
- Average current market value per vehicle.
- Vehicle Type
- Primary vehicle type in the fleet.
- Coverage Type
- Level of insurance coverage.
- Avg Driver Age
- Average age of fleet drivers.
- Accidents (Last 3 Years)
- Total at-fault accidents fleet-wide in last 3 years.
- Annual Miles per Vehicle
- Average annual miles per vehicle.
- Deductible
- Per-incident deductible amount.
How this is calculated
Worked example, using the default values
- Identify Input Parameters4 parametersFleet Size = 25, Avg Vehicle Value = 40000, Vehicle Type = 3, Coverage Type = 3 = 8 input(s) provided
- Calculate Total Annual PremiumTotal Annual Premium19600 = $19,600
- Calculate Per Vehicle AnnualPer Vehicle Annual784 = $784
- Calculate Monthly Fleet CostMonthly Fleet Cost1633 = $1,633
- Calculate Per Vehicle MonthlyPer Vehicle Monthly65 = $65
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