Budget Accountability Score Calculator

Adherence score from planned vs actual.

Planned housing ($)

Actual housing ($)

Planned food ($)

Actual food ($)

Planned transport ($)

Actual transport ($)

Planned other ($)

Actual other ($)

Tab to move between fields

Adherence score (0–100)

Grade (5=A+ to 0=F)4

Net variance ($)-$150.00

Total absolute variance ($)$190.00

Total planned ($)$3,000.00

Total actual ($)$3,150.00

Worst category variance (%)20%

How to Use This Calculator

What each input means

Planned housing ($): Budgeted amount for rent/mortgage, utilities, insurance.
Actual housing ($): What you actually spent on housing this month.
Planned food ($): Budgeted amount for groceries and dining out.
Actual food ($): What you actually spent on food this month.
Planned transport ($): Budgeted amount for gas, transit, car payment, maintenance.
Actual transport ($): What you actually spent on transportation.
Planned other ($): Budgeted amount for all remaining categories (entertainment, personal, etc.).
Actual other ($): What you actually spent on other categories.

Adherence score (0–100): Overall budget adherence. 100 = perfect match between planned and actual.
Grade (5=A+ to 0=F): Letter grade equivalent: 5=A+, 4=A, 3=B, 2=C, 1=D, 0=F.
Net variance ($): Total planned minus total actual. Positive = underspent overall.
Total absolute variance ($): Sum of absolute deviations across all categories.
Total planned ($): Sum of all planned category budgets.
Total actual ($): Sum of all actual spending.
Worst category variance (%): The category with the largest percentage deviation from plan.

Identify Input Parameters
4 parameters
Planned housing ($) = 1500, Actual housing ($) = 1500, Planned food ($) = 600, Actual food ($) = 720 = 8 input(s) provided
Calculate Adherence score
Adherence score
94 = 94
Calculate Grade
4 = 4
Calculate Net variance
Net variance = totalPlanned - totalActual
-150 = $-150