Bone Density Score Calculator
T-score and Z-score interpretation from a DEXA scan.
About this calculator
A DEXA (dual-energy X-ray absorptiometry) scan reports bone mineral density as two different comparisons: the T-score measures a patient's BMD against a healthy young-adult peak, while the Z-score measures it against age- and sex-matched peers. WHO's T-score classification is intended for postmenopausal women and men aged 50 and older -- per ISCD guidance, T-score is not the right tool for premenopausal women, men under 50, or children, who should be interpreted by Z-score instead, even though this calculator's age range technically permits entering ages as low as 40. The World Health Organization's diagnostic categories, set out in its 1994 Technical Report Series 843, run entirely off the T-score -- normal at -1.0 or above, osteopenia between -1.0 and -2.5, and osteoporosis at -2.5 or below, with a prior fragility fracture at that osteoporotic T-score elevating the classification to severe (established) osteoporosis.
This calculator also layers a simplified, FRAX-inspired 10-year fracture-probability estimate on top of the T-score classification, starting from an age-based population baseline and multiplying it upward for female sex, for each standard deviation the T-score sits below -1.0, for a prior fragility fracture, for a parent's hip fracture history, and for a low BMI. Because the real FRAX tool draws on country-specific calibration data and several other risk factors (smoking, alcohol use, glucocorticoid use, rheumatoid arthritis) that this calculator does not collect, its risk percentage is a rough illustrative estimate rather than a clinically validated FRAX score, so it is not used to drive the treatment recommendation. The treatment threshold instead follows only the two NOF/NOGG triggers that don't depend on this simplified risk model: a T-score of -2.5 or below, or a prior fragility fracture. (Real NOF guidance has a third trigger -- osteopenia combined with an elevated *validated* FRAX score -- that this calculator does not attempt to reproduce; discuss an osteopenic T-score with elevated personal risk factors with a care team even if this calculator doesn't flag it.) The Z-score is reported separately as a flag: a Z-score at or below -2.0 suggests bone loss beyond what age alone would explain and typically prompts a workup for secondary causes.
Medical Disclaimer
This calculator is for informational and educational purposes only. It is not a substitute for professional medical advice, diagnosis, or treatment. Always consult a qualified healthcare provider before making decisions about your health. Never disregard professional medical advice or delay seeking it because of results from this tool.
Inputs
Results
WHO classification (0-3)
0
Figures current as of 1994. Source: World Health Organization. Assessment of Fracture Risk and its Application to Screening for Postmenopausal Osteoporosis. WHO Technical Report Series 843. Geneva: WHO; 1994.
How to Use This Calculator
- Enter the T-score from your DEXA scan report — this compares your bone mineral density to a young-adult reference (normal ≥ −1.0).
- Enter the Z-score from the DEXA report — this compares your BMD to age-matched peers (≤ −2.0 warrants secondary cause evaluation).
- Enter the patient's Age in years, select Sex, and enter BMI in kg/m².
- Select whether there is a Prior fragility fracture and a Parent hip fracture history — both significantly raise fracture risk.
- Review the WHO classification (Normal / Osteopenia / Osteoporosis), 10-year major fracture risk (%), 10-year hip fracture risk (%), and whether the treatment threshold is met.
How the result changes with T-score
| T-score | WHO classification (0-3) |
|---|---|
| -2.5 | 2 |
| -1.5 | 1 |
| -0.75 | 0 |
| -0.5 | 0 |
What each input means
- T-score
- DEXA T-score comparing BMD to young-adult reference. Normal ≥ -1.0. Per ISCD guidance, only valid for postmenopausal women and men 50+; use Z-score instead for premenopausal women, men under 50, or children.
- Z-score
- DEXA Z-score comparing BMD to age-matched reference. ≤ -2.0 is below expected.
- Patient age (years)
- Age in years. Fracture risk increases with age.
- Sex
- Women have higher fracture risk.
- Prior fragility fracture?
- A prior fragility fracture roughly increases future fracture risk.
- Parent hip fracture?
- Family history of hip fracture increases risk by roughly 40%.
- BMI (kg/m²)
- Body mass index. Low BMI (<20) increases fracture risk.
What each result means
- WHO classification (0-3)
- 0=Normal, 1=Osteopenia, 2=Osteoporosis, 3=Severe osteoporosis
- BMD % of young-adult peak
- Estimated bone mineral density as percentage of peak young-adult value.
- 10-yr major fracture risk (%)
- Estimated 10-year probability of a major osteoporotic fracture (hip, spine, wrist, humerus).
- 10-yr hip fracture risk (%)
- Estimated 10-year probability of hip fracture.
- Treatment threshold met? (0/1)
- 1 if T-score ≤ -2.5 or there's a prior fragility fracture -- the two NOF/NOGG treatment triggers that don't rely on this calculator's own illustrative fracture-risk estimate. Does not implement NOF's third trigger (osteopenia + elevated validated FRAX score).
- Z-score flag (0/1)
- 1 if Z-score ≤ -2.0, suggesting evaluation for secondary causes.
How this is calculated
Worked example, using the default values
- Identify Input Parameters4 parametersT-score = -1, Z-score = 0, Patient age (years) = 65, Sex = 1 = 7 input(s) provided
- Calculate WHO classification0 = 0
- Calculate BMD % of young-adult peakBMD % of young-adult peak89 = 89
- Calculate 10-yr major fracture risk10-yr major fracture risk11.7 = 11.7
Figures and sources
- WHO T-score classification for osteoporosis diagnosis (1994) — World Health Organization. Assessment of Fracture Risk and its Application to Screening for Postmenopausal Osteoporosis. WHO Technical Report Series 843. Geneva: WHO; 1994.
Engine last updated . Checked against 2 independently-derived tests — how we verify calculators. Built by Paul Gunder, a software engineer, not a licensed financial, medical, or legal professional.
Frequently Asked Questions
What T-score counts as osteoporosis versus osteopenia?
Per WHO diagnostic criteria, a T-score of -1.0 or above is normal, a T-score between -1.0 and -2.5 is osteopenia (low bone mass), and a T-score of -2.5 or below is osteoporosis. If a T-score of -2.5 or below is also accompanied by a prior fragility fracture, this calculator classifies it as severe (established) osteoporosis rather than osteoporosis alone.
Why does a Z-score matter if the diagnosis is based on the T-score?
The T-score alone can't tell you whether low bone density is simply age-related or driven by something else. A Z-score at or below -2.0 -- meaning bone density well below what's expected for the patient's age and sex -- flags that possibility and typically prompts a workup for secondary causes such as hyperparathyroidism, vitamin D deficiency, or a malabsorption disorder, rather than attributing the low density to aging alone.
Is the 10-year fracture risk shown here the same as an official FRAX score?
No. This calculator's fracture-risk estimate is a simplified, FRAX-inspired approximation built from age, T-score, sex, prior fracture, parental hip fracture, and BMI. The official FRAX tool is calibrated against country-specific fracture and mortality data and also considers factors like smoking, alcohol use, glucocorticoid use, and rheumatoid arthritis that this calculator does not collect, so treat this estimate as illustrative rather than a substitute for a validated FRAX calculation -- it is not used to drive the treatment recommendation for exactly this reason.
What actually triggers the treatment recommendation, and how much does a prior fracture matter?
Only two things: a T-score of -2.5 or below (osteoporosis by WHO criteria), or a prior fragility fracture -- the same prior fracture that also upgrades an osteoporotic T-score to a severe (established) osteoporosis classification, and separately multiplies the estimated 10-year major fracture risk by roughly 1.85 in this calculator's risk model. Real NOF/NOGG guidance also recommends treatment for osteopenia (T-score between -1.0 and -2.5) when a validated FRAX calculation shows elevated risk -- this calculator deliberately does not implement that third trigger, because its own fracture-risk estimate above is illustrative, not a validated FRAX score, and using it to greenlight treatment could recommend pharmacologic therapy for bone density that WHO criteria alone would call normal or only mildly reduced.
Can this calculator be used for a premenopausal woman or a man under 50?
Not reliably for the T-score-based classification and treatment threshold. Per ISCD guidance, WHO's T-score categories (normal/osteopenia/osteoporosis) are intended for postmenopausal women and men aged 50 and older; younger patients should be assessed by Z-score instead, since a low T-score in a younger person may simply reflect that comparison group's different reference range rather than clinically low bone density. This calculator's age input technically accepts ages down to 40, but its T-score-driven classification isn't validated for that population.
Related Calculators
The questions that sit next to this one — chosen by subject, including calculators filed under a different category.
Cast/Brace Selection Calculator
Immobilization type from fracture pattern and location.
OrthopedicsACL Reconstruction Timeline Calculator
Return-to-sport protocol milestones after ACL surgery.
Geriatric HealthOsteoporosis Risk (FRAX) Calculator
Estimate 10-year fracture probability using FRAX-style risk factors with treatment threshold guidance.
ImplantologyImplant Size Selection Calculator
Diameter and length from bone volume proxy.
OrthopedicsFracture Healing Time Calculator
Expected healing from fracture type, location, and patient factors.
More in Medical & Clinical.