How Much House

Rough max price from income, DTI, rate, taxes/insurance, and down payment (not a pre-approval).

Annual gross income

Max housing DTI %

Mortgage APR

Loan term (years)

Monthly tax + insurance

Down payment saved

Tab to move between fields

Est. max price

$455,527.00

≈ 11 Teslas

Loan amount$395,527.00

Monthly PITI cap$2,850.00

How to Use This Calculator

Enter Annual Gross Income for your entire household.
Set Max Housing DTI % — lenders typically allow 28–36% of gross income toward housing (PITI).
Enter the Mortgage APR and Loan Term (Years) to reflect current market rates.
Fill Monthly Tax + Insurance with an estimated escrow amount for property tax and homeowners insurance.
Enter Down Payment Saved to see how it affects the Est. Max Price and Loan Amount.
Review Max Home Price and Monthly PITI Cap — then check that real listings in your target area fit within these limits.

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