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Calcimator

Charitable Remainder Trust Calculator

Calculate CRT income stream, charitable deduction, and tax savings.

Inputs

$
%
years
%
%
%

Results

Annual Income

$70,000

Charitable Deduction

$362,814.97

Tax Savings$134,241.54
Total Income Over Term$1,226,302.39
Remainder to Charity$751,235.8
How to Use This Calculator
  1. Enter Funding Amount — the assets transferred into the CRT (appreciated stock or real estate works best).
  2. Set Annual Payout Rate % (minimum 5% per IRS rules) and Term Years.
  3. Enter Expected Growth Rate % and your Tax Bracket.
  4. Set the IRS Section 7520 Rate (from IRS.gov monthly update) for deduction calculation.
  5. Review Annual Income stream and Charitable Deduction for the year of funding.
  6. CRTs work best with highly appreciated, low-basis assets — consult an estate planning attorney and tax advisor.
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