Net Pay

Simplified take-home from gross using flat withholding buckets (not payroll exact).

Financial Disclaimer

This calculator is for educational purposes only and does not constitute financial advice. Results are estimates based on the inputs provided. Consult a qualified financial advisor before making investment or financial planning decisions.

Inputs

Gross monthly

401k + benefits %

State/local %

FICA %

Tab to move between fields

Results

Net monthly

$5,425

Total withhold %24.7%

How to Use This Calculator

Enter your gross monthly pay before any deductions.
Set your pre-tax deduction percentage for 401(k) contributions plus benefits (e.g., 12% for 6% 401k + 6% benefits).
Enter your estimated state and local tax rate.
Set the FICA percentage — employees pay 7.65% for Social Security and Medicare.
Review your estimated monthly net pay and total withholding percentage.

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