Tax-Loss Harvesting Calculator
Estimate tax savings from selling losing investments. See how realized losses offset capital gains and ordinary income, with wash sale rule awareness.
Tax Disclaimer
This calculator provides estimates based on general tax rules and may not reflect your specific situation. Tax laws vary by jurisdiction and change frequently. Consult a qualified tax professional or CPA for advice tailored to your circumstances.
Inputs
Results
Total Tax Savings
$1,870.00
How to Use This Calculator
- Enter the total investment loss you're considering harvesting.
- Input your federal income tax bracket and capital gains tax rate.
- Add capital gains you have to offset and your state income tax rate.
- Toggle the wash-sale risk flag if you plan to repurchase the same or substantially identical security within 30 days.
- Review Total Tax Savings, Net Benefit, and Carryforward Loss to determine whether harvesting is worth executing this year.
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