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Calcimator

Freelance Hourly Rate

Back-solve hourly rate from income goal, billable hours, utilization, and overhead.

Inputs

$

Results

Rate needed

$75.89

≈ 5 movie tickets

Billable hours / yr1,400
Gross at that rate$106,250.00
How to Use This Calculator
  1. Enter your Target Net / Owner Income — what you want to take home annually after expenses.
  2. Set Available Work Hours / Year — the total hours you could bill in a year (2,000 = full-time).
  3. Adjust Billable Utilization % to reflect how much of your time actually gets billed (70% is realistic for most freelancers).
  4. Set Overhead + Tax Buffer % to cover self-employment taxes, software, and other business expenses (25–35% is common).
  5. Read the Rate Needed output — this is the minimum hourly rate to achieve your income target; use it as your floor when quoting clients.
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