Annuity Present Value Calculator
Calculate present value and future value of annuities. Supports ordinary and annuity due payments with various frequencies.
Inputs
$
Results
Present Value
$151,525.31
Future Value
$411,033.67
Total Payments$240,000.00
Interest Earned$171,033.67
PV Factor151.525
How to Use This Calculator
- Enter the periodic payment amount.
- Set the discount rate (interest rate) per period.
- Input the number of periods.
- Choose payment timing: annuity-immediate (end of period) or annuity-due (beginning of period).
- Review the present value — the lump sum today equivalent to the future payment stream.
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Formula
PV = PMT × [(1 - (1 + r)^-n) / r]Related Calculators
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