Annuity Present Value Calculator
Calculate present value and future value of annuities. Supports ordinary and annuity due payments with various frequencies.
Inputs
Results
Present Value
$151,525.31
Future Value
$411,033.67
Total Payments$240,000
Interest Earned$171,033.67
PV Factor151.525
Present Value
$151,525.31
Future Value
$411,033.67
How to Use This Calculator
- Start by filling in the input fields below. Results update instantly as you type, so you can experiment with different values to see how they affect the outcome.
- Payment Amount — Amount of each payment default: 1,000.
- Annual Interest Rate — Annual discount/interest rate default: 5.
- Number of Years — Duration of annuity Accepts values from 1 to 100 (default: 20).
- Payments per Year — Payment frequency Choose from: Monthly (12), Quarterly (4), Semi-Annual (2), Annual (1). default: 12.
- Payment Type — When payments are made Choose from: Ordinary Annuity (End), Annuity Due (Beginning). default: 0.
- Once all inputs are set, review your results in the Results panel. Here's what each output means:
- Present Value — shown as a dollar amount. This is the primary result of this calculator.
- Future Value — shown as a dollar amount. This is the primary result of this calculator.
- Total Payments — shown as a dollar amount.
- Interest Earned — shown as a dollar amount.
- PV Factor — shown as a numeric value.
- Explore the related calculators below if you need deeper analysis or want to approach this topic from a different angle.
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Formula
PV = PMT × [(1 - (1 + r)^-n) / r]Related Calculators
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