Insurance Premium Calculator
Calculate life insurance premiums using actuarial principles. Factors in age, gender, health status, and risk factors.
Inputs
years
Results
Annual Premium (Final)
$449.39
Total Premium (Term)
$8,987.74
Annual Premium (Base)$390.77
Cost per $1000 Coverage$0.9
Mortality Rate1.12 per 1000
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Formula
Premium = (Coverage / 1000) × Mortality Rate × Risk Factors × (1 + Profit Margin)Related Calculators
Life Expectancy Calculator
Calculate life expectancy based on age, gender, lifestyle factors, and health metrics. Uses actuarial science principles.
Mortality Rate Calculator
Calculate mortality rates, death probabilities, and survival probabilities using actuarial methods.
Risk Assessment Calculator
Calculate Value at Risk (VaR), Conditional VaR, and risk metrics for actuarial risk assessment.
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