Claims Frequency Calculator
Calculate claims frequency rates, pure premium, and loss per exposure unit for actuarial analysis.
Inputs
years
Results
Claims Frequency
0.05
Frequency Rate
5 per 100 units
Total Loss
$500,000
Pure Premium
$500
Annualized Frequency0.05
Loss per Exposure Unit$500
Claims Frequency
0.05
Frequency Rate
5 per 100 units
Total Loss
$500,000
Pure Premium
$500
How to Use This Calculator
- Start by filling in the input fields below. Results update instantly as you type, so you can experiment with different values to see how they affect the outcome.
- Number of Claims — Total number of claims Minimum value: 0 (default: 50).
- Exposure Units — Total exposure units (e.g., policy-years) Minimum value: 1 (default: 1,000).
- Time Period — Observation period in years Accepts values from 0.1 years to 10 years (default: 1 years).
- Average Claim Severity — Average amount per claim default: 10,000.
- Once all inputs are set, review your results in the Results panel. Here's what each output means:
- Claims Frequency — shown as a numeric value. This is the primary result of this calculator.
- Frequency Rate — shown as a numeric value. This is the primary result of this calculator.
- Total Loss — shown as a dollar amount. This is the primary result of this calculator.
- Pure Premium — shown as a dollar amount. This is the primary result of this calculator.
- Annualized Frequency — shown as a numeric value.
- Loss per Exposure Unit — shown as a dollar amount.
- Explore the related calculators below if you need deeper analysis or want to approach this topic from a different angle.
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Formula
Claims Frequency = Number of Claims / Exposure UnitsRelated Calculators
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