Claims Frequency Calculator
Calculate claims frequency rates, pure premium, and loss per exposure unit for actuarial analysis.
Inputs
years
$
Results
Claims Frequency
0.05
Frequency Rate
5 per 100 units
Total Loss
$500,000.00
Pure Premium
$500.00
Annualized Frequency0.05
Loss per Exposure Unit$500.00
How to Use This Calculator
- Enter the number of reported claims for the period.
- Input the earned exposure units (policies, vehicles, or employee-years).
- Review the claims frequency rate per exposure unit.
- Compare against prior periods and industry benchmarks to identify trends.
- Adjusting for exposure changes reveals true underlying frequency movements.
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Formula
Claims Frequency = Number of Claims / Exposure UnitsRelated Calculators
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