Rent vs Buy Calculator
Compare the financial outcomes of renting vs buying a home over time. Accounts for appreciation, investment returns, taxes, and maintenance.
Better Option
Renting
Inputs
Comparison
Advantage Amount
$10,329
Monthly Mortgage (P&I)
$2,022.62
Monthly Rent
$2,000
Buy: Net Wealth
$266,283
Rent: Net Wealth
$276,612
Future Home Value
$537,567
Wealth Comparison Over Time
Total Cost Comparison
Formula
Compares net wealth from buying (home equity) vs renting (invested savings) over a given time period, factoring in appreciation, maintenance, taxes, insurance, and investment returns.Related Calculators
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