Required Minimum Distribution (RMD) Calculator
Calculate your Required Minimum Distribution from retirement accounts. Uses IRS Uniform Lifetime Table to determine annual withdrawal requirements.
Financial Disclaimer
This calculator is for educational purposes only and does not constitute financial advice. Results are estimates based on the inputs provided. Consult a qualified financial advisor before making investment or financial planning decisions.
Inputs
Results
Required Minimum Distribution
$18,867.92
How to Use This Calculator
- Enter your current retirement account balance (IRA, 401(k), etc.).
- Enter your age — RMDs are required starting at age 73 under current law.
- If your sole beneficiary is a spouse more than 10 years younger, enter their age for a different IRS table.
- Set the assumed growth rate to project future RMD amounts.
- Review the required minimum distribution amount, your life expectancy divisor, and the withdrawal schedule for upcoming years.
Formula
RMD = Account Balance ÷ Life Expectancy DivisorRelated Calculators
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